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Full-service accounting · MCA & syndication specialistsYou earned it.Let's help youkeep more of it.

Your books in order. A team in your corner.

Missed deductions. Avoidable penalties. Unclear numbers. We help you spot the gaps early and keep more of what you've earned—with accurate books, proactive CPA tax planning, and reporting built around your business.

Find my planGet my quote

Bookkeeping + CPA tax advisory

From$600/mo total≈14.3% Starter bundle saving

Ongoing while you keep both services · Final scope quoted up front

Bookkeeping only from $450/mo · Free software + migration

Personal tax subscription scope & terms

CPA review of bookkeeping transactions4.3 on Trustpilot5.0 on GoogleServing clients nationwide

MCA & syndicationDeal-level expertiseeCommerceSales, fees & payoutsYour industryAccounting across sectors

BOOKKEEPING + CPA TAX ADVISORY

Tax surprises are expensive.Staying ahead shouldn’t be.

Find eligible savings. Plan ahead. Know where you stand.

  1. Q1Find the gapsBooks & eligible expenses
  2. Q2Build the planEstimates & strategy
  3. Q3Stay aheadTrack & adjust
  4. Q4Finish preparedYear-end projection

A YEAR OF DECISIONS. A CLEARER TAX STRATEGY.

McaHawk logo McaHawk

Complex deals.
A clear picture.

Easily auditable portfolios, with every share, fee, and collection detailed by deal.

Model your next deal
35% 1 funder65% 9 syndicators

Illustrative deal

Clear books → Better decisions → Proactive planningSee how it comes together

The I&S difference

From costly blind spots to a clearer way forward.

Skip story

01 / It starts with the things you can't see

Messy books.Expensive blind spots.

See where the gaps start

Receipts scattered. Payouts unmatched. A deduction never discussed. Small gaps can become costly surprises when nobody connects the dots.

Messy records · Missed deductions · Penalty risks

Find the gaps before they grow.

02 / Put the pieces together

The noise settles.The numbers make sense.

See what we handle

We categorize, match, and reconcile—turning scattered records into accurate books, clear financial statements, and a picture you can act on.

Monthly bookkeeping · Reconciliation · CPA transaction review

Categorized. Matched. Reconciled.

03 / Get ahead of what comes next

Don't wait for tax time.Build your strategy now.

Planning details & scope

Work directly with a CPA to review eligible deductions, plan estimated payments, and track deadlines. Proactive planning helps reduce the risk of avoidable penalties.

Eligible home-office expenses where applicable · Routine notice support

Personal tax subscription: one federal + one state return, up to 1 consultation hour/month. Additional consultation time is billed separately at $165/hour, agreed before the work begins. *Entity structuring is scoped separately.

See tax advisory scope
Eligible expenses reviewed. Deadlines tracked. A plan in place.

04 / Every deal. Every participant.

Complex deals.Every share in view.

Explore McaHawk

McaHawk makes funder and syndicator portfolios easy to audit, with detail down to every deal. Trace participation, fees, and collections through clear records and custom MCA reports.

Funder & syndicator portfolios · Custom MCA reporting

Model your next deal
One funder + nine syndicators. Custom MCA reports.

05 / A team in your corner

Your hard work.Worth protecting.

Tap a rock, or explore the risks

Stay ahead of the details that can cost you.
Tap a risk. See your team’s response.

THE I&S RESPONSE

Monthly categorization and reconciliation help catch missing entries, duplicate transactions, and balances that don't match.

We help reduce risk through consistent oversight. Audit representation and other excluded services are outside the subscription.

The I&S mark forged into a shield, deflecting stones labeled messy books, missed deductions, wrong setup, penalty risks, home office not reviewed, and missed deadlines
Messy records. Missed deadlines. Overlooked expenses. Gaps we help address.

Illustrative workflows · sample data

06 / Built by us. Working for you.

Your books. Your tools.One monthly package.

LedgerHub brings your bank feeds, sales, and payments together. McaHawk sends your MCA data into the same hub. Custom trackers and automations connect the rest—for reporting you can act on.

SKIP THE SEPARATE BOOKKEEPING SUBSCRIPTION

QuickBooks OnlineSeparate subscription×
XeroSeparate subscription×
SOFTWARE INCLUDED IN YOUR MONTHLY PLAN$0 separate software fee
YOUR FINANCIAL OPERATIONS HUB

LedgerHub

  • Client & vendor portals
  • Financial statements
  • 1099 center
  • Ask AI
  • CFO suite
  • Inventory
Double-entry GL. Fully enforced.Balanced debits & credits enforced at posting.

MCA BOOKS → LEDGERHUB

McaHawk

MCA data & portfolios

Your MCA platforms feed McaHawk

Banking & paymentsConnected to LedgerHub

PlaidBank feeds
StripePayments
PayPalPayouts
MercuryBanking

Sales & tax workflowsConnected to LedgerHub

ShopifyStore sales
SquareSales & payments
Track1099CSV export

COMING SOON

Connected data. Reports you can act on.

Custom trackers + automations, built around your business.

Accounting software included with monthly bookkeeping. Custom builds quoted separately. Third-party app fees may apply.

Explore our platforms Tell us what you need

Trusted by the businesses we keep books for

  • Splash Advance
  • Freedom Contractors Inc.
  • Freedom Code Compliance
  • Freedom Deck Builders
  • FundShop
  • Seven8ight Capital
  • Sandbar Fund
  • SLA Consultancy
  • Splash Vacation Properties
  • Algarabia Language Co-op
  • Collaborative Construction & Design
  • Haven Equity Group

Our own software

Built by us. Working for you.

LedgerHub brings your financial operations into one platform — from portals to reporting, AI, and inventory. McaHawk keeps funder and syndicator portfolios, deal participation, and bookkeeping records in view. Built in-house, with CPA review of bookkeeping transactions as part of our service.

LedgerHub logo
Live today

Your financial operations platform

LedgerHub™

Your books, your people, and your financial operations — connected.

Your financial workspace

  • Double-entry GLBalanced debits & credits enforced at posting.
  • Financial statements
  • Client & vendor portals
  • 1099 center
  • Loan payment management
  • Ask AI
  • CFO suite
  • Inventory
Module overview

Coming soon: Revenue recognition · Contracts

Connected today

Your tools. Your numbers. Connected.

  • Plaid logo

    Plaid

    Bank feeds

  • Stripe logo

    Stripe

    Payments

  • PayPal logo

    PayPal

    Payouts

  • Shopify logo

    Shopify

    Store sales

  • Square logo

    Square

    Sales & payments

  • Mercury logo

    Mercury

    Banking

  • Track1099 logo

    Track1099

    CSV export workflow

Coming soon

  • Gusto
  • JobTread
  • Claude
  • ChatGPT logoChatGPT

Software included with monthly bookkeeping. Custom builds quoted separately; third-party fees may apply.

Explore LedgerHub

After years of cleaning up other people's files before filing returns, we built our own platform to do the books for every client we serve — wired straight into where your money moves, capturing each transaction at the source. Now fully live: financials that come out accurate and tax-ready, instead of reconstructed every spring. LedgerHub enforces balanced debits and credits at posting through its double-entry general ledger. It also brings together client and vendor portals, a 1099 center, loan payment management, Ask AI, financial statements, a CFO suite, and inventory. Our team uses AI-assisted tools, with CPA review of bookkeeping transactions. Revenue recognition and contracts modules are coming soon.

  • Connected to banks via Plaid and to Stripe — transactions captured at the source
  • Categorization and reconciliation that stay current month to month — no spring cleanup
  • Monthly financial statements prepared from your reconciled books
  • Log in to your secure client portal to see your books and send invoices — Stripe built in
  • One system across every industry we serve — not a single-niche tool
Open LedgerHub
Built in-houseIncluded with your service
McaHawk logo
Our MCA edgeLive today

Funder & syndicator portfolio management

McaHawk™

Easily auditable portfolios. Every detail, down to the deal.

One funder. Nine syndicators. Clear records.

Example deal funded
$100,000
1 funder + 9 syndicators
10

Follow the numbers, deal by deal.

Participation ledger · 100% allocated
  • Funder35%
  • Syndicator 0112%
  • Syndicator 0210%
  • Syndicator 038%
  • Syndicator 048%
  • Syndicator 057%
  • Syndicator 066%
  • Syndicator 075%
  • Syndicator 085%
  • Syndicator 094%
Sample deal · illustrative workflow
Model your next deal.Funding, fees & every participant’s ROI. Free calculator.

Your MCA ecosystem, connected

Every source. Every deal. One clear picture.

  • MCAtrack.com logo
    MCAtrack.com
  • Actum Processing logo
    Actum Processing
  • Centrex logo
    Centrex
  • LendTech logo
    LendTech
  • Seven8ight Capital logo
    Seven8ight's MCA portal
Your MCA platformsMcaHawkLedgerHub

Trace participation, fees, and collections to each deal, with custom reports connected to your books.

Explore McaHawk

Generic accounting forces merchant cash advance into accounts it was never built for. So we built a tool that models the deal itself — participation, fundings, fees, and collections, by funder and by deal — with revenue recognition stated in plain language. McaHawk manages funder and syndicator portfolios and their bookkeeping records, tracking the funder and each syndicator participating in the same deal. Detailed deal-level ledgers make portfolios easy to review and audit.

  • Easily auditable funder and syndicator portfolios, with detailed records for every deal
  • Track the funder and each syndicator separately on multi-participant deals
  • Deal-level ledgers — participation, fundings, fees & collections, by funder and by deal
  • Factor income and revenue recognition in plain language — deferral or accelerated
  • Per-deal and per-funder P&L — not one company-wide number that hides the truth
  • Syndication reporting your partners and lenders can actually trust
Built in-houseIncluded with your service
Connections, custom tools & the client portal

Off-the-shelf software can't track work like ours — so we build our own.

Two platforms of our own, both up and running: LedgerHub brings client and vendor portals, a 1099 center, loan payment management, Ask AI, financial statements, a CFO suite, and inventory together. McaHawk manages funder and syndicator portfolios and accurate bookkeeping records, including deals shared by a funder and multiple syndicators. LedgerHub's revenue recognition and contracts modules are coming soon. Our team uses AI-assisted tools, with CPA review of bookkeeping transactions.

Connected today

QuickBooks logoQuickBooks

Import & migrate existing books + payroll

Plaid logoPlaid

Bank & credit-card feeds — 12,000+ institutions

Stripe logoStripe

Payments & revenue

PayPal logoPayPal

Payments & payouts

Shopify logoShopify

Store sales, fees & payouts

Square logoSquare

Sales & payment records

Mercury logoMercury

Business banking activity

Track1099 logoTrack1099

1099 e-filing — export-ready CSV

Coming soon

Gusto logoGustoSoon

Payroll, wages & contractor pay

JobTread logoJobTreadSoon

Planned workflow connection

Claude logoClaudeSoon

Planned AI connection

ChatGPT logoChatGPTSoon

Planned AI connection

Built for clients

The same engineering goes into one-off tools when a client needs something no product sells — quoted as a custom project.

Commission trackers

Rep- and deal-level payout tracking that ties back to the books

Custom invoicing

Branded invoice templates and the workflow around them

Bespoke reporting

The report your business actually runs on, built to your spec

The client portal is live — sign in to see where your books stand and send invoices, with document exchange coming next.

Get a free books reviewHow it works

Our MCA & syndication specialty

Most bookkeepers can't reconcile a syndication ledger.

We can — it's our specialty. Merchant cash advance and syndication accounting is where generic bookkeeping falls apart: participation across funders, factor income, fees, collections, and revenue recognition that has to be exactly right. We built I&S around getting the hard books right, then brought that same rigor to real estate, eCommerce, and every other business we serve.

  • Deal-level syndication ledgers, done correctly
  • Revenue recognition in plain language — deferral or accelerated
  • Clear financial reports and CPA review of bookkeeping transactions

What is included

What the flat fee covers

Books done for you, with software and CPA review of bookkeeping transactions included.

  • Every transaction categorized and reconciled, monthly
  • Bank, credit-card, and processor feeds matched
  • Monthly financial statements you can actually read
  • CPA review of bookkeeping transactions
  • Accounting software — built and included, no QuickBooks bill
  • Deal-, property-, or channel-level reporting when you need it
  • Catch-up and cleanup if you're behind
  • A real team that answers — usually the same day
Get a free books review

What we handle

Books, tax, and the hard stuff — handled.

An anchor service that most clients start with — and everything else built around it.

01

The anchor · from $450/mo

Monthly bookkeeping & reconciliation — kept current and tax-ready.

Every account reconciled, every month, with CPA review of bookkeeping transactions. No QuickBooks subscription to renew.

Bookkeeping & services
02

Optional CPA tax advisory · or per-form services

Tax prep & year-round planning.

Work directly with a CPA to identify eligible tax-saving opportunities and plan throughout the year. The tax subscription includes one annual personal federal and one state return; business returns and other out-of-scope work are quoted separately.

Tax services
03

Our specialty · part of your plan

MCA & syndication accounting.

Deal-level syndication ledgers, factor income, fees, and revenue recognition done right — the books most firms can't reconcile.

How it works
See all services

A clear price for a clearer picture

Put a number on your peace of mind.

Bookkeeping from $450/month. Add CPA advisory and save about 14.3% on the Starter bundle at entry pricing. Free LedgerHub accounting software and migration are included.

1. Choose your support
2. Enter your last three months

Example values are filled in. Replace them with routine transaction counts across your business accounts.

246.7 transactions per month on average

Transfers count once. Duplicate imports and double-entry debit/credit pairs are not charged twice. Complexity is reviewed separately.

Your monthly starting point

Bookkeeping + CPA advisory

Starter

Starting at

$600 / mo

1 entity · up to 3 bank & credit-card accounts

Bookkeeping from
$450
CPA advisory from
$250
Bundle saving (≈14.3%)
−$100
LedgerHub accounting software
Free
Migration to LedgerHub
Free
MCA reconciliation & portfolio tracking
Within agreed scope
Priority support
Included

Your final fee reflects accounts, entities, complexity, and CPA scope. We confirm a fixed monthly quote after a free books review.

Includes up to 1 hour of CPA planning/month and one personal federal + one state annual return. Additional consultation time is billed separately at $165/hour, agreed before the work begins. Business returns are separately quoted. Save $1,200 over 12 months while both services remain active.

Get my free books reviewCompare plans & see the full scope

Who we serve

Specialists in your corner of the market.

We go deep where the books get hard — starting with the one most bookkeepers avoid.

Our specialty

MCA & Syndication

Syndication ledgers that actually reconcile.

Learn more

Construction & Contractors

Job costing that shows which jobs actually made money.

Learn more

Real Estate

Books that keep up with every property and entity.

Learn more

eCommerce

Sales, fees, and inventory — reconciled to the cent.

Learn more

Service Businesses

Profit clarity for the work you actually do.

Learn more

Retailers & Restaurants

High-volume transactions, daily-clean books.

Learn more
See all the industries we serve

What clients say

The people we keep books for, in their own words.

4.3 on Trustpilot · 7 reviews5.0 on Google · 4 reviews

“I highly recommend I&S Accounting. Their communication is top-notch.”
Tim LeGendre
Google review
“Reliable bookkeeping with real follow-through. They came in, assessed the mess, and fixed it fast. If you run a small or growing business and want accurate books without overpaying, this team delivers.”
Paintique LLC
Bookkeeping cleanup
“Shady and I&S Accounting… an answer to my prayers. He has been far more than an accountant — someone in our corner who will go to bat for us.”
Tina Barry
Business & personal books
“Islam and Shady are the real deal. They truly can handle all of your finances so that you can focus on running your business.”
Brandon Sciortino
Bookkeeping & accounting
“I own 4 companies. Shady and the team at I&S Accounting manage all of my bookkeeping as well as my personal finances. They are as much a part of my team as any of my employees.”
Josh Barry
4 businesses + personal
“If I could give more stars I would. Really punctual and always goes above and beyond to help. Thanks for everything!”
D F
Ongoing bookkeeping
“Exceptional services with professionalism and accuracy. They expertly handled my personal taxes, making the process seamless and stress-free.”
Mia
Personal taxes
“Excellent service! More than satisfied!”
Chris K
Verified client

About I&S

Experienced people behind your books.

I&S Accounting Services, LLC is an accounting and bookkeeping firm, not a CPA firm. Our team keeps your books current, with CPA review of bookkeeping transactions.

CPA transaction review4.3Trustpilot5.0Google
More about I&S

  • CPA transaction review.

    A CPA reviews bookkeeping transactions. This service does not include financial-statement sign-off, audits, or attestation.

  • Specialists, not generalists.

    We built the firm on the books most bookkeepers avoid — MCA and syndication — and bring that rigor to everything else.

  • U.S.-based & accountable.

    A registered U.S. LLC serving clients across the country — fully remote, in every state.

  • Responsive by default.

    Real people who answer — most questions get a same-day reply.

The straight version

Bookkeeping from $450/mo, including CPA review of bookkeeping transactions. Every transaction categorized, every account reconciled, and monthly financial statements delivered — on software we build and include. CPA review is limited to bookkeeping transactions; financial-statement sign-off is not included. No separate QuickBooks subscription. No setup fees. Optional CPA tax advisory adds personal tax filing and year-round planning within its subscription scope. Business returns and other work outside that scope are quoted separately.

How our approach compares to the usual setup

How it usually goes

Three vendors. Three bills. No one accountable.

  • You rent accounting software and learn it yourself.
  • A bookkeeper does data entry — and often misses what a CPA would catch.
  • A separate CPA cleans it all up at tax time, for a fee.
  • When something's wrong, everyone points at someone else.

How we run it

One team. One bill. Books kept current.

  • We do the books on software we built — no separate subscription.
  • A CPA reviews bookkeeping transactions as part of the service.
  • We're already in your books at tax time — nothing to hand off.
  • One team, accountable for the whole outcome.
Compare I&S, a bookkeeper, and an in-house hire

Stack it up

What you're really choosing between.

Three honest ways to get your books done — and what each one actually gets you.

A bookkeeper

Data entry, little oversight

MCA / syndication
Rarely
CPA transaction review
None
Software
You pay separately
Monthly cost
$1,000–2,000, variable
Accountable for the outcome
Limited

An in-house hire

Headcount and overhead

MCA / syndication
Depends on the hire
CPA transaction review
Extra cost
Software
You buy & maintain
Monthly cost
$4k–8k+ salary
Accountable for the outcome
One person's bandwidth
Recommended

I&S

Bookkeeping with CPA transaction review

MCA / syndication
Core specialty, by deal
CPA transaction review
Included in monthly bookkeeping
Software
Built in — LedgerHub + McaHawk
Monthly cost
Flat, from $450
Accountable for the outcome
One team, end to end

If you're paying three vendors and still doing the worrying yourself — that's the problem we solve.

FAQ

Questions, answered.

  • Merchant cash advance and syndication books involve participation across multiple funders, factor income, fees, commissions, and collections that have to be tracked deal-by-deal. Most bookkeepers have never seen a syndication ledger. It's our specialty — we built our practice around getting it right.

Insights

Guides for complex books.

Practical, CPA-reviewed advice on MCA & syndication accounting, bookkeeping, and small-business tax.

All insights
eCommerce

What Does eCommerce Bookkeeping Cost? DIY, Software & Done-for-You

What eCommerce bookkeeping really costs — DIY time, software stacks, bookkeepers vs. firms, and the cleanup bill when it's done wrong.

August 21, 2026 · 2 min read
eCommerce

Q4 Prep for eCommerce Sellers: Get the Books Ready Before the Rush

An accounting checklist for eCommerce Q4 — inventory buys, cash planning, BFCM promo tracking, and the January bills sellers forget.

August 21, 2026 · 2 min read
eCommerce

Dropshipping Taxes & Accounting: Nexus, Resale Certificates & Real Margins

Dropshipping accounting done right — sales tax nexus, resale certificates, supplier-charged tax, and the thin margins your books must catch.

August 21, 2026 · 2 min read

Books you don't have to think about.

Get a free books review. We'll tell you honestly where things stand and give you a flat monthly quote — no pressure.

Get a free books reviewCall (901) 446-4019
A Christmas tree with warm lights and gold and teal ornaments. A festive print surprise from I&S Accounting.

A little holiday cheer from I&S Accounting.

For our printable pricing guide: iandsaccountingsvcs.com/pricing