MCA & syndication specialists · CPA-reviewed
Clean books, reviewed by a CPA.Even the ones others can't reconcile.
One affordable flat monthly fee replaces your accounting software, your bookkeeper, and your tax-time cleanup — with a licensed CPA signing off on the numbers. We keep clean books across many industries, and we're the specialists where they get hardest: merchant cash advance and syndication.
Licensed U.S. CPA4.3 on Trustpilot5.0 on GoogleTeaneck, NJRemote nationwide
What the usual setup costs
- Accounting software (e.g. QuickBooks)$30–90/mo
- A monthly bookkeeper$1,000–2,000/mo
- CPA cleanup at tax time$800–2,000/yr
Books, software, and CPA review — included. Tax prep quoted separately.
Get my quoteTrusted by the businesses we keep books for
How it usually goes
Three vendors. Three bills. No one accountable.
- You rent accounting software and learn it yourself.
- A bookkeeper does data entry — and often misses what a CPA would catch.
- A separate CPA cleans it all up at tax time, for a fee.
- When something's wrong, everyone points at someone else.
How we run it
One firm. One bill. A CPA's name on the result.
- We do the books on software we built — no separate subscription.
- A licensed CPA reviews every set of financials before you see them.
- We're already in your books at tax time — nothing to hand off.
- One team, accountable for the whole outcome.
The straight version
CPA-reviewed bookkeeping from $450/mo. Every transaction categorized, every account reconciled, monthly financial statements delivered, and a licensed U.S. CPA signing off — on software we build and include. No separate QuickBooks subscription. No setup fees. No long-term contract. Tax preparation is quoted separately and discounted for monthly clients.
The wedge
Most bookkeepers can't reconcile a syndication ledger.
We can — it's our specialty. Merchant cash advance and syndication accounting is where generic bookkeeping falls apart: participation across funders, factor income, fees, collections, and revenue recognition that has to be exactly right. We built I&S around getting the hard books right, then brought that same rigor to real estate, eCommerce, and every other business we serve.
- Deal-level syndication ledgers, done correctly
- Revenue recognition in plain language — deferral or accelerated
- CPA-reviewed financials your partners and lenders trust
Stack it up
What you're really choosing between.
Three honest ways to get your books done — and what each one actually gets you.
A bookkeeper
Data entry, little oversight
- MCA / syndication
- Rarely
- CPA review
- None
- Software
- You pay separately
- Monthly cost
- $1,000–2,000, variable
- Accountable for the outcome
- Limited
An in-house hire
Headcount and overhead
- MCA / syndication
- Depends on the hire
- CPA review
- Extra cost
- Software
- You buy & maintain
- Monthly cost
- $4k–8k+ salary
- Accountable for the outcome
- One person's bandwidth
I&S
One firm, CPA-reviewed
- MCA / syndication
- Core specialty, by deal
- CPA review
- Every client, every month
- Software
- Built in — LedgerHub + DealHawk
- Monthly cost
- Flat, from $450
- Accountable for the outcome
- One team, end to end
If you're paying three vendors and still doing the worrying yourself — that's the problem we solve.
What is included
What the flat fee covers
Books done for you, reviewed by a CPA, with nothing extra to buy.
- Every transaction categorized and reconciled, monthly
- Bank, credit-card, and processor feeds matched
- Monthly financial statements you can actually read
- A licensed CPA reviewing the numbers before delivery
- Accounting software — built and included, no QuickBooks bill
- Deal-, property-, or channel-level reporting when you need it
- Catch-up and cleanup if you're behind
- A real team that answers — usually the same day
What we handle
Books, tax, and the hard stuff — handled.
An anchor service that most clients start with — and everything else built around it.
The anchor · from $450/mo
Monthly bookkeeping & reconciliation — kept current and tax-ready.
Every account reconciled, every month, and every set of books reviewed by a licensed CPA before it reaches you. No QuickBooks subscription to renew.
Bookkeeping & servicesQuoted separately · discounted for clients
Tax prep & year-round planning.
Business and personal returns, prepared and reviewed by a CPA — and because we're already in your books, there's nothing to clean up in January.
Tax servicesOur specialty · part of your plan
MCA & syndication accounting.
Deal-level syndication ledgers, factor income, fees, and revenue recognition done right — the books most firms can't reconcile.
How it worksPricing
Flat monthly fee. Software included.
Estimate your tier from roughly how many transactions you run each month. One predictable fee — no separate software subscription, no surprise add-ons.
All tiers
- Starterup to 150
- Growthup to 300
- Full Serviceunlimited
Growth
Growing businesses
$750/mo
- Bookkeeping (up to 300 transactions)
- Payroll for up to 5 employees
- Financial reports & cash-flow analysis
- Books reviewed by a CPA
- Priority support
Estimated. Your final flat quote comes after a quick books review. Flat monthly fee, software included. Your package scales with transaction and deal volume — no surprise add-ons.
or see the full breakdown — all packages, tax-prep fees & terms
Who we serve
Specialists in your corner of the market.
We go deep where the books get hard — starting with the one most bookkeepers avoid.
MCA & Syndication
Syndication ledgers that actually reconcile.
Learn moreConstruction & Contractors
Job costing that shows which jobs actually made money.
Learn moreReal Estate
Books that keep up with every property and entity.
Learn moreeCommerce
Sales, fees, and inventory — reconciled to the cent.
Learn moreService Businesses
Profit clarity for the work you actually do.
Learn moreRetailers & Restaurants
High-volume transactions, daily-clean books.
Learn moreAbout I&S
A licensed CPA stands behind every set of books.
Not an offshore data-entry team. Not a faceless app. A registered U.S. firm where a CPA signs off on your numbers.
More about I&SCPA-reviewed, always.
A licensed U.S. CPA reviews and signs off on the financials we deliver — it's how we work, not an upsell.
Specialists, not generalists.
We built the firm on the books most bookkeepers avoid — MCA and syndication — and bring that rigor to everything else.
U.S.-based & accountable.
A registered U.S. LLC in Teaneck, NJ, serving clients across the country.
Responsive by default.
Real people who answer — most questions get a same-day reply.
Our own software
Off-the-shelf software can't track work like ours — so we build our own.
Two tools of our own: a dedicated MCA tracker that follows syndication deal by deal — up and running, and the part of our stack no off-the-shelf product can match — plus a bookkeeping engine we're building to keep every client's books current at the source. AI-assisted, always human- and CPA-reviewed.
The bookkeeping engine
LedgerHub™
Books that stay tax-ready all year — not rebuilt every spring.
After years of cleaning up other people's files before filing returns, we're building our own platform to do the books for every client we serve — wired straight into where your money moves, capturing each transaction at the source. The payoff: financials that come out accurate and tax-ready, instead of reconstructed every spring.
- Connects straight to banks, processors & payroll — every transaction captured at the source
- Categorization and reconciliation that stay current month to month — no spring cleanup
- Monthly financial statements, CPA-reviewed before they ever reach you
- One system across every industry we serve — not a single-niche tool
Built for MCA & syndication
DealHawk™
MCA tracked the way it actually works — deal by deal, funder by funder.
Generic accounting forces merchant cash advance into accounts it was never built for. So we built a tool that models the deal itself — participation, fundings, fees, and collections, by funder and by deal — with revenue recognition stated in plain language. The edge no off-the-shelf product can match.
- Deal-level ledgers — participation, fundings, fees & collections, by funder and by deal
- Factor income and revenue recognition in plain language — deferral or accelerated
- Per-deal and per-funder P&L — not one company-wide number that hides the truth
- Syndication reporting your partners and lenders can actually trust
Connected today
QuickBooks
Import & migrate existing books
Coming soon
PlaidSoon
Bank & credit-card feeds — 12,000+ institutions
StripeSoon
Payments & revenue
GustoSoon
Payroll, wages & contractor pay
Plaid + processorsSoon
Merchant & MCA collections
The client portal is rolling out — onboarded clients sign in to see where their books stand, with document exchange next.
What clients say
The people we keep books for, in their own words.
I highly recommend I&S Accounting. Their communication is top-notch.
Reliable bookkeeping with real follow-through. They came in, assessed the mess, and fixed it fast. If you run a small or growing business and want accurate books without overpaying, this team delivers.
Shady and I&S Accounting… an answer to my prayers. He has been far more than an accountant — someone in our corner who will go to bat for us.
Islam and Shady are the real deal. They truly can handle all of your finances so that you can focus on running your business.
I own 4 companies. Shady and the team at I&S Accounting manage all of my bookkeeping as well as my personal finances. They are as much a part of my team as any of my employees.
If I could give more stars I would. Really punctual and always goes above and beyond to help. Thanks for everything!
Exceptional services with professionalism and accuracy. They expertly handled my personal taxes, making the process seamless and stress-free.
Excellent service! More than satisfied!
FAQ
Questions, answered.
Merchant cash advance and syndication books involve participation across multiple funders, factor income, fees, commissions, and collections that have to be tracked deal-by-deal. Most bookkeepers have never seen a syndication ledger. It's our specialty — we built our practice around getting it right.
You pay one predictable monthly fee with the accounting software included — no separate subscription to buy. Your tier scales with transaction and deal volume, starting around $450/month. We'll quote you a flat number after a quick look at your books.
No. Software is included in your monthly fee. You get clean books and clear reports without managing another subscription.
No — and we're upfront about it. I&S is an accounting and bookkeeping firm (a registered U.S. LLC), not a state-licensed CPA firm, so we don't issue audits or attestation reports. What you get instead is specialist bookkeeping and tax prep with a licensed U.S. CPA reviewing the financials we deliver — real CPA oversight, without CPA-firm pricing. Need a formal audit or signed attestation? We'll point you to a licensed CPA firm.
We use AI to speed up categorization and routine work so we can move faster and cost less. But every financial deliverable is human- and CPA-reviewed before it reaches you — we never let unreviewed automation touch your numbers. Your data is handled with strict, professional care.
In plain language — deferral or accelerated revenue recognition, depending on the deal — not opaque jargon. We'll explain which method applies to your situation and why, so your financials hold up for partners, lenders, and tax time.
Yes — catch-up and cleanup is one of the most common ways clients start with us. We bring prior months current and reconciled, then keep them clean going forward.
We specialize in MCA/syndication, real estate, eCommerce, service businesses, retail & restaurants, and personal books — working with U.S. clients across multiple states.
Book a free books review. We'll look at where things stand, tell you honestly what it'll take, and give you a flat monthly quote — no pressure.
Books you don't have to think about.
Get a free books review. We'll tell you honestly where things stand and give you a flat monthly quote — no pressure.